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Why has my deposit been returned?

A returned deposit usually occurs for one of two simple reasons:

  1. Your first deposit serves as an identity check
    Your very first deposit acts as our final security check to confirm your account. We are legally required to perform this verification.
    For this to work, the name and address of the bank account the money is sent from must match the name and address you used to register with us.
    If there is a discrepancy, we are required to return the money for security reasons.

  2. The QR reference number is missing
    To ensure we can allocate your money directly to your personal investment solution, every deposit has a unique QR reference number. This is how we know where your funds should go.
    The easiest and most secure method is to use the corresponding QR code for each deposit directly from your app.

If you are unsure or continue to have issues, please don't hesitate to contact us. We're here for you and happy to support.

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Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

hello@findependent.ch

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062 552 02 04

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

No answer found?

Chat with our team

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

hello@findependent.ch

24/7

062 552 02 04

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

No answer found?

Chat with our team

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

hello@findependent.ch

24/7

062 552 02 04

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

No answer found?

Chat with our team

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

hello@findependent.ch

24/7

062 552 02 04

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

ENGLISH

English

ENGLISH

English

© Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

ENGLISH

English

© Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.