You can change your investment solution at any time directly in the app. To do so, click on the goal, then hit Details under the investment solution at the bottom and then select «Change investment solution». 

Important: Since changing your solution requires selling some ETF shares and buying new ones, the usual transaction costs (e.g. stamp duty) will apply. 

A tip from us: Your investment solution should match your long-term strategy. We advise against changing it in reaction to short-term market fluctuations. There's a high risk of always being one step behind. It's better to choose a strategy that lets you sleep well, even in turbulent times.

Yes, this is possible under certain conditions:

• With your custom investment solution (from CHF 5’000): Here you have the flexibility to invest up to 10% of your investment amount in Bitcoin. This is done via a proven investment product (WisdomTree Physical Bitcoin ETP).

• In our ready-made investment solutions (from CHF 500): We deliberately exclude cryptocurrencies from these. We are convinced that the mix of stocks, bonds, real estate, and precious metals already provides a sufficiently broad and solid foundation for your long-term wealth building.

We exclusively use physically replicated ETFs. This means that the ETF actually buys and holds the stocks or bonds it is designed to track. This offers you the highest possible level of security. 

We deliberately avoid synthetic ETFs, which use derivatives and thus carry additional risks.