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I have several 3a portfolios, can I merge them?

While merging multiple portfolios would theoretically be allowed, itโ€™s not advisable. Having multiple portfolios lets you make staggered withdrawals when you retire to optimize your taxes. Find out more here and in our blog post!

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Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

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and from 13:00 to 17:30

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Chat with our team

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

hello@findependent.ch

24/7

062 552 02 04

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

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ยฉ Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

ENGLISH

English

ยฉ Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.