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How much am I allowed to pay into my pillar 3a at most?

If you are employed and affiliated with a pension fund, your limit is 7'258 Swiss francs (2026). The same limit applies to self-employed individuals who are affiliated with a pension fund. 

If you don't have a pension fund because you are self-employed or work part-time, the following margin applies: You can pay in up to 20% of your earned income, with an absolute upper limit of 36'288 Swiss francs (This corresponds to an earned income of 181'440 Swiss francs). 

Good news: You can now also make retroactive contributions into pillar 3a if you cannot or could not always pay in the maximum contribution. More information on that here. 

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Chat with our team

Mon-Fri from 08:30 to 12:00
and from 13:00 to 17:30

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and from 13:00 to 17:30

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

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ยฉ Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

ENGLISH

English

ยฉ Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.