Why are there different investment focus options for the findependent 3a investment solutions, and what is behind them?

When it comes to the investment focus, you can choose between «Standard», «Switzerland», and «Global». We recommend the «Standard» focus to keep investment costs as low as possible and to spread investment risks as broadly as possible. 

In order for you to have a say in the regional focus within your equities, we additionally offer the «Switzerland» and «Global» investment focus options.  

With the «Switzerland» investment focus, the share of Swiss stocks is 80%. The «Global» focus means that the share of Swiss stocks is reduced to 10%. 

Overview (stocks):
Switzerland = 80% Switzerland, 20% Global
Standard = 40% Switzerland, 60% Global
Global = 10% Switzerland, 90% Global