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Why does it make sense for me to pay into pillar 3a?

Pillar 3a is your ultimate classic if you want to save tax cleverly and treat your future self at the same time. 

It is quite possible that the normal pension from OASI and pension fund will not be enough for us in old age. With pillar 3a, you take your private pension provision into your own hands. Because this money is tied and therefore firmly reserved for your future, you won't even be tempted to spend it spontaneously today. 

Plus, if you are saving long-term and specifically to purchase owner-occupied property, Pillar 3a can make a lot of sense. 

You can find even more information on why it makes sense to pay into your pillar 3a in our blog post

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Mon-Fri from 08:30 to 12:00
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Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

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© Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.

ENGLISH

English

© Findependent AG 2026

Findependent AG is an account-holding securities firm authorised and supervised by the Swiss Financial Market Supervisory Authority FINMA.

The information on this website constitutes advertising for the financial services provided by findependent.